Barriers to Household Risk Management

This book PDF is perfect for those who love Business & Economics genre, written by Ms.Shawn Cole and published by International Monetary Fund which was released on 01 July 2012 with total hardcover pages 43. You could read this book directly on your devices with pdf, epub and kindle format, check detail and related Barriers to Household Risk Management books below.

Barriers to Household Risk Management
Barriers to Household Risk Management
Author : Ms.Shawn Cole
File Size : 43,7 Mb
Publisher : International Monetary Fund
Language : English
Release Date : 01 July 2012
ISBN : 9781475505443
Pages : 43 pages
Get Book

Barriers to Household Risk Management by Ms.Shawn Cole Book PDF Summary

Why do many households remain exposed to large exogenous sources of non-systematic income risk? We use a series of randomized field experiments in rural India to test the importance of price and non-price factors in the adoption of an innovative rainfall insurance product. Demand is significantly price sensitive, but widespread take-up would not be achieved even if the product offered a payout ratio comparable to U.S. insurance contracts. We present evidence suggesting that lack of trust, liquidity constraints and limited salience are significant non-price frictions that constrain demand. We suggest contract design improvements to mitigate these frictions.

Barriers to Household Risk Management

Barriers to Household Risk Management by Ms.Shawn Cole,Mr.Xavier Gine,Mr.Jeremy Tobacman,Petia Topalova,Robert M. Townsend,Mr.James Ian Vickery

Why do many households remain exposed to large exogenous sources of non-systematic income risk? We use a series of randomized field experiments in rural India to test the importance of price and non-price factors in the adoption of an innovative rainfall insurance product. Demand is significantly price sensitive, but widespread

Get Book
Barriers to Household Risk Management

Barriers to Household Risk Management by Shawn A. Cole,Xavier Gine,Jeremy Tobacman,Petia Topalova,Robert M. Townsend,James Ian Vickery,Harvard Business School

Why do many households remain exposed to large exogenous sources of non-systematic income risk? Why don't financial markets develop to pool these risks? This paper uses a series of randomized field experiments to test the importance of price and non-price factors in the adoption of an innovative rainfall insurance product,

Get Book
Barriers to Household Risk Management

Barriers to Household Risk Management by Shawn Allen Cole

Why do many households remain exposed to large exogenous sources of non-systematic income risk? This paper uses a series of randomized field experiments in rural India to test the importance of price and non-price factors in the adoption of an innovative rainfall insurance product. The analysis finds that demand is

Get Book
Household Financial Management

Household Financial Management by Sumit Agarwal,Yeow Hwee Chua

This book is dedicated to showcasing the importance of household financial management through the lens of academic research, with the goal of enhancing the financial well-being of individuals.Through an exploration of households' financial choices over their lifecycle, the book aims to provide a comprehensive understanding of households' financial decision-making

Get Book
Household Risk Management and Social Protection in Chile

Household Risk Management and Social Protection in Chile by Anonim

This publication examines whether a social protection system (broadly defined to include policy interventions, public institutions, and the regulation of private institutions to address welfare costs of problems such as job loss and extended unemployment, health episodes, old age, and life-time poverty) exists in Chile or whether it is has

Get Book
Household Finance

Household Finance by Sumit Agarwal,Wenlan Qian,Ruth Tan

Household finance studies is a relatively recent field, exploring a growing understanding of how households make financial decisions relating to the functions of consumption, payment, risk management, borrowing and investing; how institutions provide goods and services to satisfy these financial functions of households; and how interventions by firms, governments and

Get Book
Flood Risk Management Research and Practice

Flood Risk Management Research and Practice by Paul Samuels,Stephen Huntington,William Allsop,Jackie Harrop

Floods cause distress and damage wherever and whenever they happen. Flooding from rivers, estuaries and the sea threatens many millions of people worldwide and economic and insurance losses from flooding have increased significantly since 1990. Across the European Union, flood management policy is changing in response to the EU Directive on

Get Book
Can markets support smallholder adoption of a food safety technology Aflasafe in Kenya

Can markets support smallholder adoption of a food safety technology Aflasafe in Kenya by Hoffmann, Vivian,Kariuki, Sarah,Pieters, Janneke,Treurniet, Mark

In this paper, we test the impact of a simulated market premium for food safety, and of bundling rainfall insurance with an aflatoxin-reducing technology (Aflasafe KE01), on smallholder farmers’ adoption of this technology. To identify these impacts, we conducted a randomized trial through which farmers in one of the most

Get Book